Free OwnerHacks checklist
Home Insurance Coverage Gap Checklist
A practical homeowner checklist for spotting deductible, flood, roof, water, and coverage gaps before renewal or a claim.
✓ Deductible dollars
✓ Flood and water gaps
✓ Roof/system issues
✓ Claim-ready records
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DeductiblesTurn percentage deductibles into real dollars before a storm or claim.
Flood and waterCheck flood exposure, water backup, slow-leak limits, and mold sublimits.
Roof/system riskReview roof age, settlement method, updates, and renewal warnings.
RecordsSave declarations pages, photos, reports, receipts, and mitigation documents.
Educational only. Not personal financial, legal, insurance, tax, lending, contractor, real estate, or appraisal advice.